{"has_more":true,"total_items":19,"items":[{"vg_id":0,"published_date":"2020-03-17","journal":") (describing the status of open banking initiatives in the U.S. relative to","title":"Open banking\" refers to the development of application programming interfaces (APIs) that enable banks to securely share customer data with third parties. See Susan Pandy, Developments in Open Banking and APIs: Where Does the U.S. Stand?"},{"vg_id":0,"published_date":2007,"journal":"Survey of Household Use of Banking and Financial Services","volume":4,"title":"reporting that 34 percent of survey respondents in the U.S. used mobile banking) versus Statistica","authors":[{"author_name":" Compare E.G"},{"author_name":" Fdic"},{"author_name":"America How"},{"author_name":" Banks"}]},{"vg_id":0,"published_date":"2015-09-27","journal":"BUS. INSIDER","title":"Why It Took the US So Long to Adopt the Credit Card Technology Europe Has Used For Years","authors":[{"author_name":"See Kathleen Elkins"}]},{"vg_id":0,"published_date":2018,"journal":"A Financial System that Creates Economic Opportunities: Nonbank Financials, Fintech, and Innovation","volume":156,"authors":[{"author_name":"U S See"},{"author_name":" Department"}]}]}